What must you anticipate in this situation?

Your answer is fully correct because you selected the two important things to anticipate in this situation:

1. The cyclist will pull out to the left: The cyclist may need to avoid something or might not ride close to the curb, so you must expect them to move to the left side of their lane. Always be prepared to adjust your speed or position to maintain safety.

2. Oncoming traffic: The image shows a vehicle approaching from the opposite direction. You need to be aware of oncoming traffic when passing the cyclist because it affects how much space you have and when it is safe to overtake.

The third option, the cyclist dismounting to allow you to pass, is less typical and not something you must anticipate as a primary expectation.

Understanding this rule helps you be cautious around cyclists, keeping both yourself and them safe by anticipating their actions and considering oncoming vehicles before overtaking.